As the forum owner, you can assign new moderators from your live site. Having moderators is a great way to increase engagement and grow your community.
There are certain actions that only forum owners and moderators are allowed to do on Wix Forum. They can block users, move posts from one category to another, and delete posts.
Mortgages can be a bit confusing, especially when you are just getting started. I recommend doing some research online and talking to a few financial advisors to get a better understanding of how mortgage works. Also, make sure to read all the disclosures related to your mortgage loan to ensure you understand the terms of the loan. Congratulations on your new home!